10/15/2010 11:37 AM (PST)

John,

Both (related) companies have poor ratings with the BBB.

Kramer and Kazlow has received several serious complaints, and Reliant didn't even bother to respond to one that was sent to them.

Click the links above for Kramer & Kazlow's BBB Report and Reviews. Here are links to the same for Reliant Legal:

http://www.la.bbb.org/Business-Report/Reliant-Legal-Network-100097553
http://www.trustlink.org/Reviews/Reliant-Legal-Network-206392543

Have you tried calling a HUD-approved nonprofit housing counselor? You can speak with a certified counselor by calling 888-995-4673. They can evaluate your housing options, open lines of communication with mortgage lenders, negotiate a loan modification, and help you with household budgeting, all at no cost.

The California Attorney General's press release on "forensic loan audits" is posted here on TrustLink under New Scams.

For more info on loan modification, check out the LABBB's Facebook page at:

http://www.facebook.com/note.php?note_id=177783022194

Specifically, check out the "Notes" on various loan mod topics and info that can apply to homeowners anywhere.

Also, check out the "loan modification" tagged questions here on this forum.

Link to Foreclosure Frauds and Fixes:

http://www.facebook.com/note.php?note_id=203244587194

Link to “BBB of the Southland: California Attorney General Warns Homeowners to Avoid Forensic Loan Audits”

http://www.facebook.com/note.php?note_id=349630582194

also see: http://www.preventloanscams.org

10/18/2010 12:34 AM (PST)

I learned the hard way after being scammed out of $3000 from National Relief Group/USLMP. It is always best to try to work directly with your montage company. And it wont cost you a dime.

1/13/2011 8:59 PM (PST)

To DTS, I have been trying to workout a Loan Mod for last 18 mos directly with my lender and although there is NO cost, the banks are NOT anxious to help anyone. I have also contacted HUD housing counselors who are there to ASSIST and ADVISE but DO NOT negotiate in any way with the lenders. They simply guide people on what options they have, but do not guarantee results. After almost 2 yrs of getting nowhere with my lender, they recently gave me a modification which resulted in an increase in my monthly payments by almost $900 more per month!! It's absurd, talk about getting scammed - if the banks are doing it and misleading consumers, who can we trust these days? Not only can I not afford this (so called) modification, now I need to contact an attorney to save me from forclosure.